Don't create any new accounts or spend any money without checking this site 1st

There are SO many companies offering referral bonuses for 1st time customers chances are likely we can both earn little money any time you need to create a new account (some times can even get multiple companies to give you little money &/or credit for same service)

Also, if you're shopping online, there are so many ways to get bonuses & cash back.

There are also numerous ways to earn money from all your local shopping (I made over $1,000 in 2 years taking pics of my receipts) and at least $200 more just scanning barcodes while I shopped....

Bottom line - check here before creating any accounts &/or spending any money. There's still SO MANY referrals, gigs, etc that I still need to post so send me message if you're about to create account and I do n't have any posts about the company

CoinOut Rewards App - Lots of ways to earn rewards in 1 app

https://coinout.com/referrals/new?r=ZF4JWD9

This little app has helped me "earn" a nice chunk of change this week.

• Especially nice is $50 bonus when yyou create a new Varo checking account that does not require direct deposit* - only that you spend at least $25 using debit card within 60 days of opening account.
• Also, you'll automatically get extra $1 added to your CoinOut account once it has balance of $20 or more
• I just signed up for a Discover Savings account from the Savings button on CoinOut's home page - which qualifies for another $15 bonus. There was no minimum deposit to open account,  & they've already credited my CoinOut with another $15 less than 24 hours of opening acct
• Make sure to check out the All Stores section before doing any online shopping & earn bonus money when buying from: Walmart, Ebay,Target, Overstock and many more
• There are several other ways to earn in the All Badges section
• And finally, earn a few cents from taking quick pic of all your receipts. I made over $1000 scanning receipts the past 2 years...more on that to come

*However, if you are eligible for direct deposit use this link to sign up & get $100 bonus: http://refer.varomoney.com/CVdHP

My timeline of opening Varo account to bonus money credited to CoinOut

Get $75 bonus when you sign up for a new Varo bank account

Let's both earn $75 and get our paychecks faster! Open a Varo Bank Account and set up direct deposit. Use my link to see the terms and apply: http://refer.varomoney.com/FpnCL

This is really great online only bank account - Fee free (no sneaky overdraft charges).

• Set up Direct Deposit & get paid up to 2 days earlier
• Earn 1.92 - 2.8% interest on savings account (no minimum to open) & they have 2 tools to help build your savings account: Save the Change (purchases made  w/ debit card will be rounded up to nearest dollar w/ change automatically transferred to savings) &/or Save Your Pay (specify percentage of direct deposit to automatically go into savings acct) 
• Easy to connect to your other bank accounts (using Plaid) - which makes it easy to move money between accounts & also see all your balances in 1 place.
• Numerous free ATM locations (Circle K gas stations, Walgreens, BiLo, etc)
• Deposit cash at many retailers for small fee (cheapest: Walmart, Dollar General & Family Dollar)
• Deposit checks using Varo app
• *No Fee Overdraft - If eligible you can overdraw your account up to $50 w/out fees or interest
• Earn up to $500 in referral bonuses - You and your friend will each get $100 when they open a Varo Bank Account with your link and receive a direct deposit of $200 or more. 

Terms:
Request a new Varo Bank Account (subject to approval) by December 31, 2019, using the referral link above
Receive one qualifying direct deposit of $200 or more into the new Varo account within 45 days Tof the day the Referee is advised that the Varo Bank Account is open. 
The qualifying direct deposit must be one ( 1 ) ACH electronic payment payable to the Referee consisting of payroll, pension, or government benefits from the Referee’s employer or a government agency

Use GetUpside app to save on gas purchases (restaurants and grocery store saving coming to this area soon)

I love this app for saving $ on gas. I've gotten $58 so far. My code VIRGINIA4293 gets you a 15c/gal bonus. https://upside.app.link/aD0tNxXsKY
To use this, just open the app before going to gas station, check which nearby station will save you the most and then click CLAIM. Purchase gas from that station with any credit or debit card within 3 hours and upload photo of receipt and savings will be added to your GetUpside account - which you can cash out to PayPal when your balance is $15 (you can actually cash out sooner but they charge fee if balance is less than $15)

Get Cash app & debit card and we'll each get $5

Cash is the best way to send money for free. Enter the code HPWFFFF when you sign up and we'll send you both $5 when you try it.
This is also the best & cheapest way to buy bitcoin...
Square's Cash App also offers discount service called BOOST. To use this, order free debit card through the app (that looks really slick) and then enable 10% off any at Chick-fil-A, Waffle House, Taco Bell, Dairy Queen, 5% Whole Food visit, 15% off each DoorDash order or even $1 off each visit to ANY coffee shop.

Chime Bank - $50 referral bonus

We’ll both get $50 when you open a Chime bank account and set up direct deposit! Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees. Check it out: https://chime.com/r/virginiaadams2

It also happens to be a really nice way to bank that offers  convenient features.

Coinbase - Earn free cryptocurrency that can be traded in for PayPal - typically about $50 in about an hour

Coinbase has several "Learn and Earn" opportunities to make real money...and a fairly good bit of it easily. To be able to start earning you'll need to create an account on Coinbase and you need upload your Driver's License / ID card (they need to be able to complete ID verification due to financial regulations). Once you're account is level 3 verified, you should be able to start earning various crypto coins through their Learn and Earn program - which typically consists of watching a few short videos and answering a couple of questions.

Use my invite to join Coinbase and we'll each earn up to $10 of $XLM. (you can earn up to $40 more by referring friends) https://coinbase.com/earn/xlm/invite/qbx0vzjs

You can use this invite link and we'll each earn $10 in $EOS (you can earn another $40 with this coin too by referring friends) https://coinbase.com/earn/eos/invite/1zxjyv4n

Then you can earn about $20 in $DAI - $6 through the Learn and Earn videos and they've just started new $16 offer that does require you to install Coinbase Wallet and connect it to your Coinbase account then continue to follow instructions.

Earn $10 worth of $BAT coins by watching couple of videos and installing Brave web browser

This is a pretty nice way to make at least $50 for less than an hour - and you can make an additional $80 in referral bonuses. There is a small fee (about $2) to sell coins and cash out.

If you're a friend of mine, just get in touch with me and I'll help you to cash it out

For additional details and FAQs: https://support.coinbase.com/customer/portal/articles/2963868-coinbase-earn-faq-and-terms

Earn $25 cash - Install Root Car Insurance app for 3-4 test drive & receive quote...and that's it!

Root Car Insurance referral - install this app for 3-4 weeks for their test drive period & then when (if you qualify) it gives you quote, we'll both get $25 cash. You DO NOT have to switch insurance to get referral bonus! https://rootbonus.com/VirginiaAdams?section=post_bind&t=1564454846

I am a Root customer (although you don't need to be to get bonus &/or refer other people) and we saved over $50 per month switching to Root and got better coverage.

For more details: https://www.joinroot.com/help/#questions-referrals

How does the referral program work?

1. Refer us to your friends using your personalized referral link (it’s in the app).
2. Once a friend signs up, we’ll keep you updated on their progress.
3. If they take the test drive and qualify for a quote, you get paid and they get paid. That’s what we call a win-win.
4. Repeat steps 1-3. You can earn up to $1,000.

Any catches?

There are a few things to keep in mind when using our awesome referral program.

1. You MUST use your personalized referral link to refer your friends. If you don’t, you won’t get paid (no exceptions). Sure, we love when you tell your friends about us over drinks. Blast how much you saved in your newsfeed. But unless a friend uses your link, we can’t pay you for the referral.
2. You get paid when your friend takes the test drive and qualifies for a quote, whether they choose to purchase a policy or not. Unfortunately, we don’t pay for referrals when the friend does not qualify for a quote, but the more friends you refer, the more chances you’ll have to get paid!
3. Bonuses are not available for senders and receivers who are on the same policy.
4. The referral program is not currently available to all users, including those in North Dakota. (Sorry, folks! We’re doing our darn best to get you that moola soon.)

Do I have to have an insurance policy with Root to refer someone?

Nope! If Root isn’t the right choice for you, you can still refer the friends who you think would be a good fit. Just download the app, create a profile, and tap Refer others on the bottom of the home screen.

How will I get paid?

You’ll be able to claim your bonus right in the app. You can do a bank account transfer, get a Visa prepaid card, use PayPal, or choose a gift card to any of the provided vendors.

(Due to some restrictions, some people may not be able to claim their bonus in the app. Don’t worry we’ll send you a check in the mail. The referral program is also not currently available to all users, including those in North Dakota.)

Its been awhile...blog's going to have whole new focus!

So its been nearly 2 years since I've posted anything and sad to say, the "freebie hunting" days I used to (try) to keep people posted about are gone...or at least is isn't the easy, daily, tons of companies giving away all types of things, free for all that it was when I started this. (holy s**t, I just looked and realized that was nearly 10 years ago, w/ 1st freebie listing being May 2010)

Anyway, my point is those days are gone but I do very much have new focus and a whole bunch of info to share that will be beneficial to both of us. And if you're like most people (nearly everyone excluding myself & husband), you probably have friends, family, co-workers and/or utilize social media which means you could actually make some meaningful money doing nothing more than sharing links. What I'm referring to is whole system of REFERRAL BONUSES. There are so many companies / services / apps that offer various incentives for referring new customers. I am only going to post referrals to services that are 1) legit 2) I've tried and actually received incentive 3) companies I use and like their product. *disclaimer/fine print: should I ever come across a referral bonus that sounds good but haven't yet tried, I will make that very clear in the post!

So what I'm offering is a way to basically make free money doing almost nothing...and is legal...and is actually legit and works...and I'm guessing you don't believe me at this point so I'm going to go ahead and post a few referral opportunities so you can check them out for yourself!